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What is Surplus Fund

Surplus Funds are proceeds generated from the sale of your home at a sheriff’s sale*. If your home is sold for more than what you owe on your mortgage and for taxes, you may be entitled to Surplus Funds, which in some cases could total thousands of dollars.

There are many ways citizens lose track of their funds. The most common is moving. Americans move with regularity. When you place a Change of Address with the US Post Office it is good for 12 months. Many of the assets people lose track of are held, according to government laws, for up to 5 years before being deemed lost or abandoned. Corporate America is required to make an attempt to locate you but generally will send correspondence to your last known address, which could be years old. Common types of unclaimed funds include:


  • Real Estate being sold at auction/foreclosure for more than the balance owed
  • Security Deposits
  • Utility Deposits
  • Bank Accounts
  • Stocks and Dividend Checks
  • Funds Owed to a Decedent’s Beneficiaries
  • Final Paychecks from Previous Employers
  • Closing of business accounts

Feel free to contact us, and we will be more than happy to answer all of your questions.

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